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"Many human services industries, especially in the restaurant and retail space, are increasingly turning to debit cards as a foundational component of financial wellness programming for employees.
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By using a debit card that is issued to a caregiver along with a web-based portal or mobile app, the early access to earnings program can enable a caregiver to initiate a request to "draw" from their already earned pay and gain immediate access to those funds via their debit card. No negotiation is necessary.
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Offering rewards and incentives to caregivers is a deceptively simple idea that can quickly become mired in complexity. Too frequently, the reward arrives long after the caregiver completes the qualifying activity. A debit card-based program can eliminate this issue by enabling immediate access to earned rewards."
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-David E. Young, Executive Chair
Proud Members Of
Early Access to Earnings
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Off-Cycle Payments
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Built for Caregivers, by Caregivers
Each member of our team has helped to care for an aging loved one, often in collaboration with a professional caregiver.
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We appreciate the challenges faced by your agency, clients, and staff and developed our platform with continuous input from agency owners and operators just like you.
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Supporting caregivers with flexible financial benefits is the first step in our vision to make providing home care services more affordable and accessible to those in need.
No setup costs.
No hidden fees.
Transparency is one of our core values which is why we clearly publish our pricing. With SpendCare, what you see is what you get without any need to search through fine print or use fancy formulas to estimate how much SpendCare will cost each month.
You will always pay the same flat fee per client because we understand that predictability and affordability is key to growing and sustaining your agency.
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Setting up payments only takes a few minutes for your clients to complete online.
Auto-Pay is enabled with the click of a button to reduce client burden and bad debt.
Your clients will always be notified when their payments are due and successfully completed.
Send payment reminders, track payment status, and more all within the SpendCare platform.
A modern payments platform built exclusively for home care agencies.
It has never been easier or less expensive to process payments. So why are you still being charged with an outdated fee model?
SpendCare is specifically designed for home care agencies and uses the latest payment processing technologies to save you money and grow your business. We know every dollar you save can fund new services, assist with caregiver retention, and prevent price increases for your clients.
"Many human services industries, especially in the restaurant and retail space, are increasingly turning to debit cards as a foundational component of financial wellness programming for employees.
​
By using a debit card that is issued to a caregiver along with a web-based portal or mobile app, the early access to earnings program can enable a caregiver to initiate a request to "draw" from their already earned pay and gain immediate access to those funds via their debit card. No negotiation is necessary.
​
Offering rewards and incentives to caregivers is a deceptively simple idea that can quickly become mired in complexity. Too frequently, the reward arrives long after the caregiver completes the qualifying activity. A debit card-based program can eliminate this issue by enabling immediate access to earned rewards."
​
-David E. Young, Executive Chair
Bank Grade Security
SpendCare accounts are FDIC-insured and protected using bank-level security. Our systems do not see or store usernames or passwords.
Foundation for Growth
Turn your spending on payment processing fees into access to new SpendCare features and services provided at little to no extra cost.
Easy Onboarding for Clients & Staff
It only takes a few minutes for new users to setup their SpendCare account. We'll be available to address any questions or issues that arise.
Smart Notification
Tools
Our To-Do List and email alerts ensure your staff and clients will never miss important information regarding their account and payments.